Money Saving Tips
We have to Change Life is an expression commonly used by everyone especially in this time of financial difficulties. Saving money is the solution to financial equilibrium and is the first step to changing lives.
So let’s start by changing our lives by applying the Money Saving Tips.
The Piggy Bank is the Best Friend to Save Money
The piggy bank technique has always had a reason for being and is, without a doubt, the first step to start saving money. Those exchanged who usually wobble in their pockets at the end of the day put them in the piggy bank.
50 cents per day is 15 euros per month 180 euros per year. And having this money applied in good savings accounts will still be able to earn money with interest, every month.
Transfer the Life Insurance of the Housing Credit
Did you know that you are not required to keep your life insurance next to the bank where you have housing credit? And did you know that the monopoly of insurance companies in the past made the vast majority of banks charge values that were two to three times the market value? It is possible to transfer the life insurance of credit housing and save a lot of money. And effortlessly. See when you can save on housing credit life insurance
Use the Non Stop Truck
As we know the car is one of the worst investments one can make, not only because it does not bring returns but still depreciates from year to year.
So, use your car until it stops and you save hundreds of euros. Many people are in the habit of changing cars with recurrence and end up justifying this change with financial issues. If you notice, in most cases this is not true. If you still want to buy a car, pay attention to the interest rate.
Make Money-Saving Purchases
In the past most businesses were made with cash. Nowadays the use of money in transactions is not very frequent, however, sometimes the purchase of smaller products can benefit from significant discounts if we present the money to pay.
In addition, shopping for cash instead of your card will mean lower consumption because you see the money coming out of your pocket … and that’s not nice.
Point All Monthly Expenses
This tip to save money is basic in that it allows us to have complete control over our expenses. However, the goal is after one month to identify which expenses can be avoided and certainly you will find many that can be optimized.
This procedure certainly saves money in a sustained and gradual manner. One way to track all the expenses of the month is to make the Family Budget.